Tcc Sta Cruz Branch, A Way to Survival

Employment - Tcc Sta Cruz Branch, A Way to Survival

Good afternoon. Yesterday, I found out about Employment - Tcc Sta Cruz Branch, A Way to Survival. Which could be very helpful in my opinion so you. Tcc Sta Cruz Branch, A Way to Survival

Tcc Sta. Cruz, Davao del Sur Branch
Is there a way for Operational Survival?

What I said. It is not the actual final outcome that the actual about Employment. You look at this article for information about an individual wish to know is Employment.

Employment

At Present
Slow economic progress in the place might not be due to its geographical location but the culture instilled in the minds of the people, few landowners holding vast hectares of land, option of investing elsewhere and the peace situation.

Toril community Cooperative, Sta. Cruz subject or Tcc is now on its 6th year of performance with more than 500 members, wherein half of them are inactive. While the March 2010 annual meeting, Tcc Sta. Cruz branch's operational results were negative. There were speculations that after five years of existence, administration might close its operations and find an additional one area to do business.

Understanding the question situation lead Tcc Audit Committee to guide a study of Sta. Cruz Town as an economic zone. Sta. Cruz Town is the oldest town in Davao del Sur but lagging behind in terms of economic progress compared to other towns like Digos, Padada and Bansalan. From Davao City, it will take one hour and a half to reach Sta. Cruz. If you take the trip from Digos City, it will take half an hour to reach the place. It has practically 26,000 residents in its 4 zones comprising the town area and 80,916 in Astorga, considered to be a part of the town. Most of its earnings generating activities are agriculture, market and small businesses.

For the members of the Tcc audit committee, the plan to visit the town is considerable to the hint intended for the closure of the branch.

During the last Bod meeting where the audit committee reported about branches' operations (Sta. Cruz and Calinan) it was agreed to take some final observations about its decision on the Sta. Cruz branch, the calculate for the committee to give it a visit, maybe construe its decision to close the subject or find other ways to hold it.

The visit was realized last August 7, 2010. The first impression that the group had when they entered the road to the area was "it is verily sleeping". In the final where buses from Davao to Digos or from Digos to Davao take a stop over to fetch passengers, were very few travellers waiting for buses. They also caught sight of an additional one cooperative occupying one nook of the final area. They learned that the cooperative has been existing long before Tcc penetrated the place.

They continue to roam nearby before going to the subject office. Along Brioso St., they sighted a rural bank, TruBank, and the only bank doing firm in the place. It is rural bank named TruBank. At the end of the street, one can find the water district which is close to the sea., and a Smart tower. There are three pawnshops in the place, one burger machine, two internet cafes, three curative clinics also gift birth assistance, two dental clinics and 3 schools, a social elementary, a hidden high school and a social high school. They could also see a builder of mineral water and two gasoline stations, one undergoing construction. As they travel far from not too social market (It was just 8:30 in the morning), one could find two market plant and office, one is a banana chip firm and the other, Coco Plant engaged in coconut processing.

The place displayed as a dwelling of faith. Any churches like the Iglesia ni Kristo, Baptist, Uccp, a born again church, and the Roman Catholic church (undergoing reconstruction) are visible.

After the tour, the group located in the subject office and conducted an interview with the branch's Oic. They were astonished to know that the lending activities of the cooperative is now capacity-based which is harder for the Oic to consider. Capacity - based means the granting of loans will not be anymore be considering its share capital as before as long as they will have real estate collateral particularly land title.

The market for the place can be exhausted but the following have to be considered as hindrances.

a. Most of the workers (more or less 90%) particularly in th market firms are employed in contractual basis and take home pay are not sufficient to accommodate additional debts.
b. Industrial plants with quarterly employees have their own prestige cooperatives like the Coco Plant and San Miguel Corporation.
c. Tcc's products are not the residents' preferences.

New Hope
After Any days of brainstorming, analysis and queries from government agencies and market entities, the committee saw hope for the cooperative's survival. Some government agencies are willing to tie themselves with the coop through Moas. These Moas will progress the range from agencies' employees who will be granted loans by the cooperative coupled with Any aid on livelihood management. This move will be both beneficial to the two parties wherein a guaranteed range will be assured by the cooperative as they catered to the additional needs of the government employees in the area.

Feasibility studies will also be conducted to ensure the viability of many endeavors. The cooperative can ask coordination from separate education institutions where one of the members of the audit committee is employed full time.

It might still be a long way for the cooperative to hold as a firm club but with the inspiring minds working behind, it might fulfill its long range plan to drill at least one third of the Sta. Cruz market.

I hope you get new knowledge about Employment. Where you'll be able to offer use within your daily life. And above all, your reaction is passed about Employment.

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